1. Not planning for retirement
- How much money needed your based on your current age and assessing your life.
- Invest in SIP for a long period of time.
2. Tax – How the tax will affect your retirement life
- How to save the tax by distributing investments
3. Diversify Investments
- Growth of different fields will be different
- Don’t put all the eggs in one basket
4. Inadequate Health Expense considered in life
- How much will be needed for a hospital visit
- How much for cost for a nursing home?
5. Not aware of Re-Investments
- Reinvestment of your money, consider evaluate the investment
6. Not considering the future life style expenses
7. Excessive Dependence on real estate
- No Cash flow
- Health dependent – Real estate management
8. Not considering the longevity will increase and the health will decrease
9. Plan for retirement cash flow
- How much to take at what time?
- What kind of life need to spend at that time?
Good Habits
Healthy Life
Audit your retirement expense
Calculate your expense - income - inflation calculation
Learn about finance - Economics
This is how the credit scores calculated